Living abroad while investing in property back home in Australia can be a complex process. At Intuitive Finance, we specialise in providing tailored expat home loans to suit the unique needs of Australians living overseas. Our expert team understands the intricacies of securing Australian mortgages for expats and works with over 30 lenders to find the best financing solutions for your situation.

Secure your financial future in Australia while living abroad.
Let us help you navigate the process with ease and confidence.

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Loan Options for Expats

Finding the right home loan is crucial for Australian expats looking to invest in property back home. At Intuitive Finance,
we offer a variety of loan options to suit your needs, including standard variable rate home loans and split loans.

Standard Variable Rate Home Loan

A standard variable rate home loan offers flexibility and features that can be beneficial for expats. This type of loan typically includes options for additional repayments, redraw facilities, and offset accounts, allowing you to manage your mortgage effectively while living abroad.

Discuss Your Options

Split Loan

A split loan combines the benefits of both variable and fixed rate loans, giving you the stability of fixed repayments on a portion of your loan and the flexibility of a variable rate on the rest. This can be an ideal solution for expats who want to balance certainty and flexibility in their mortgage repayments.

Discuss Your Options

Essential Tools for Expat Home Buyers

Mortgage borrowing power calculator
Home loan repayments calculator
8 Key Finance Issues Expatriates Need To Consider

Streamlined Expat Home Loan Process

Consult

Our mortgage brokers will start with an initial consultation to understand your needs and goals.

Gather

Next, we’ll collect the necessary information to confirm your financial status.

Review& Propose

We’ll review your financial position and present a tailored proposal with the best options for you.

Agree & Implement

Together, we’ll complete the application paperwork, negotiate with lenders, and make any necessary adjustments.

Complete

We’ll finalise the approvals and arrange for you to sign the formal paperwork.

Settle

Finally, we’ll coordinate the settlement process, ensuring everything goes smoothly.

Expat Home Loan Stories

Donna and Ian

Self-Managed Super Fund

Donna and Ian had built up significant balances in their superannuation funds over their working lives. They were looking to generate enough surplus cash to service a loan on an investment property. 

Richard and Michelle

Expat Family

Richard and Michelle, an expat family living overseas, wanted to purchase a home in Australia. Intuitive Finance guided them through securing an expat home loan, ensuring they could invest in their dream property back home with confidence.

Our Commitment to the Community

With every loan we settle, you can choose to support Challenge – supporting
kids with cancer, the Movember Foundation, or the Lungitude Foundation.
We donate $20 to your chosen charity and make annual contributions. It’s our
way of giving back and helping those in need.

Frequently asked questions

Intuitive Finance is a Melbourne and Sydney-based, award-winning boutique finance broking firm. We assist a wide range of clients, from first-home buyers and property investors to those looking to refinance or review their current loans and interest rates. Intuitive Finance typically charges a fee for providing credit assistance, which covers our time and effort. All fees will be disclosed to you upfront in our strategy session.

Intuitive Finance is a finance broking firm based in Melbourne and Sydney. We are not a direct lender, but we work with a wide range of lenders to find the best expat home loans, standard variable rate home loans, and split loans for you.

We specialise in assisting Australian expats by providing guidance on the best expat home loans and helping you navigate the complexities of securing an Australian mortgage while living overseas. Our expertise ensures you find the most suitable financing solution to fit your needs.

We offer a variety of loans, including expat home loans, standard variable rate home loans, and split loans. These options provide the flexibility and stability needed to support your property investment in Australia.

We recommend speaking with one of our Finance Strategists for personalised advice. However, you can also find a range of calculators and checklists on our website.

Everyone’s circumstances are different, so we recommend speaking with one of our Finance Strategists.

We take pride in our personalised approach, extensive knowledge of the lending market, and commitment to finding the best loan options for our clients. Our expertise in expat home loans, standard variable rate home loans, and split loans ensures you receive the best possible advice and support.