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Intuitive Finance

Investing

Interest Rate Cut2
Home buying & selling | Investing

Don’t be complacent with interest rate cuts

ByAndrew Mirams July 5, 2019August 19, 2024

So July has marked the 2nd round of interest rate cuts and as veteran economist Dr Don Stammer once said “RBA rate cuts are like Mormons – they come around in pairs.”

I have struggled to see why we needed to wa…

Read More Don’t be complacent with interest rate cutsContinue

Getting A Mortgage
First time buyers | Investing

Can you still get investment property finance?

ByAndrew Mirams July 2, 2019August 19, 2024

Property investors have faced tough times trying to get finance from banks over the past couple of years.

A crack down by regulators coupled with scrutiny on lenders during the banking royal commission meant fi…

Read More Can you still get investment property finance?Continue

Open Banking3
Home buying & selling | Investing

Open banking is coming – here’s what it means for you

ByAndrew Mirams July 2, 2019August 19, 2024

Some big changes are coming to banking laws that could dramatically change the lending landscape for borrowers.

It’s called open banking, and if you haven’t heard about it, don’t worry – you’re not alone.

…

Read More Open banking is coming – here’s what it means for youContinue

Predict
Investing

This is what is going to shape the future of our cities

ByMichael Yardney June 26, 2019August 19, 2024

What is going to shape the future of our cities?

What factors are going to make some locations and certain properties outperform the averages in the future?

Now these are important questions for home own…

Read More This is what is going to shape the future of our citiesContinue

Living Expens
Home buying & selling | Investing

Why do banks need to know about my living expenses

ByAndrew Mirams June 25, 2019August 19, 2024

Being assessed for a home loan can sometimes feel a bit like a police interrogation – all that the paper-based third degree is missing is a swinging overhead lamp in a small, dingy room!

But banks want to know …

Read More Why do banks need to know about my living expensesContinue

Interest Rates
Home buying & selling | Investing

Is it time to fix your interest rate now?

ByAndrew Mirams June 24, 2019August 19, 2024

There was a lot of buzz in early June when the Reserve Bank finally cut the official cash rate at long last.

For years now, the RBA had sat idle and kept rates on hold but was finally forced to act and shave 0….

Read More Is it time to fix your interest rate now?Continue

Cash Flow
Investing

Positive Gearing – How to Create Positive Cash Flows

ByAndrew Mirams June 10, 2019August 19, 2024

It’s said that cash flow is king and managing it as part of your wealth-building strategy is essential.

In the world of property investment, we hear a lot about negative gearing. On the other side of the ledger…

Read More Positive Gearing – How to Create Positive Cash FlowsContinue

What You Must Know About Line Of Credit, Offset Account And Redraw Facility
Home buying & selling | Investing

What you must know about Line of Credit, Offset Account and Redraw facility

ByAndrew Mirams June 7, 2019August 19, 2024

Among the numerous financial products on offer, the three which are arguably the most misunderstood are the Line of Credit, Offset account and Redraw facility.

When we talk to clients about what they understand…

Read More What you must know about Line of Credit, Offset Account and Redraw facilityContinue

Buy Home
First time buyers | Home buying & selling | Investing

Why buying a home is less risky than starting a business

ByLachlan Mirams June 5, 2019August 19, 2024

If you log onto a news website or switch on breakfast television, you could be forgiven for thinking Millennials should just give up on most aspects of life.

Wages have stopped growing. The world is an unstable…

Read More Why buying a home is less risky than starting a businessContinue

Apra
Home buying & selling | Investing

Is APRA finally listening?

ByAndrew Mirams May 24, 2019August 19, 2024

We had some long-awaited news recently which everyone in the housing and finance sectors rightly celebrated.

Now, I’m not talking about the Federal Election result – although that was good for the property mark…

Read More Is APRA finally listening?Continue

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  • Home
  • About
    • What Makes Us Different
    • Testimonials
    • Broker & Administration Careers
  • Loans
    • Loan Types
      • Variable Rate Home Loans
      • Fixed Rate Home Loans
      • Investment Loans
      • Loan Refinancing
      • Guarantor Home Loans
      • Low Deposit Home Loans
      • Bridging Loans
      • Construction Loan
      • Equity Release Loans
      • Offset Loans
      • Split Loans
      • Asset Finance
      • Commercial Loans
    • Borrower Type
      • First Time Buyers
      • Property Upsizers
      • Property Investors
      • Self Employed
        • Tradies
        • Business Owners
      • Professionals
        • Doctors
        • Accountants
        • Lawyers
        • Sports People
      • Expats
      • SMSF
  • Knowledge Hub
    • Blogs
    • Help / Guide
      • Checklist Resources
      • Guide – Upgraders
      • Guide – Sophisticated and First time Investors
      • Guide – Self Employed
      • Guide – SMSF
      • Guide – Expatriates
      • Guide – First Home Buyer
      • Guide – Buying Tips And Handy Hints
  • Case Studies
  • Contact Us
    • Sydney
    • Brisbane
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