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Intuitive Finance

Investing

Property
Home buying & selling | Investing

How early Super access can ruin your home loan plans

ByAndrew Mirams September 30, 2020August 16, 2024

The Australian government’s response to the coronavirus crisis is to be, on the whole, applauded.

They quickly prioritised the health of our nation and prevented the spread of the early outbreak. Terms such as ‘fla…

Read More How early Super access can ruin your home loan plansContinue

Interest Rates
Investing | Lifestyle | Melbourne

Why people’s ability to borrow would do more than a proposed interest rate cut

ByAndrew Mirams September 24, 2020August 16, 2024

So here we go again, the talk of more interest rate cuts.

Well who thinks cutting interest rates from 0.25% to 0.1% or even zero will have an impact on our economy?

Exactly, it will have no net benefit to hundre…

Read More Why people’s ability to borrow would do more than a proposed interest rate cutContinue

property developers
Home buying & selling | Investing

The Risks of Property Investment

ByAndrew Mirams September 18, 2020August 16, 2024

The number of property investors in Australia has been growing throughout the past two decades as more and more people choose to create a better financial future for themselves.

With this growth in property investm…

Read More The Risks of Property InvestmentContinue

What you need to know before you exchange contracts in NSW
Home buying & selling | Investing | Sydney

What you need to know before you exchange contracts in NSW

ByAndrew Mirams September 18, 2020August 16, 2024

Australia is a country of eight States and Territories, which each have their own, sometimes unique, laws. The laws around real estate differ substantially across these regions, and there can be quite a few difference…

Read More What you need to know before you exchange contracts in NSWContinue

Bugeting
Investing | Lifestyle

11 handy tips to make the most out of your money

ByAndrew Mirams September 16, 2020August 16, 2024

We all earn money, irrespective of how much it is, it’s vitally important to understand the key tips to making the most of it.

Here’s my thoughts on the tips to maximise your money’s true value.
Have a budget – an…

Read More 11 handy tips to make the most out of your moneyContinue

Cashback
Home buying & selling | Investing

Are cashback offers worth it?

ByAndrew Mirams September 2, 2020August 16, 2024

So you are looking around considering refinancing your home or investment loan and all of sudden your see an offer for $2,000 cashback to refinance – Wow, that’s great, let’s take it…

But then you see another offer…

Read More Are cashback offers worth it?Continue

Valuator Methods
Home buying & selling | Investing

What you should expect on settlement day

ByAndrew Mirams August 12, 2020August 16, 2024

After a gruelling race with high stakes and a fair amount of nervousness, the finish line is in sight – settlement day.

You’ve bought a new home or investment – or you’ve sold one – and the final hurdle is before y…

Read More What you should expect on settlement dayContinue

Bank Valuer
Home buying & selling | Investing

What does a bank valuer look for?

ByAndrew Mirams August 6, 2020August 16, 2024

Property stakeholders often feel a little nervous about a bank valuer visiting.

Valuers show up, poke around and then send a verdict to the lender about whether the price paid, or estimate made, ‘stacks up to m…

Read More What does a bank valuer look for?Continue

Home Loan
Home buying & selling | Investing

What to Consider When Buying a New Home

ByAndrew Mirams July 15, 2020August 16, 2024

Buying a home is one of life’s most significant moments.

As such, there are a number of steps you need to take before you’re handed the door keys on settlement day.

There’s a lot to consider, a fair few hoops to…

Read More What to Consider When Buying a New HomeContinue

Land Tax
Investing

Do I pay off my mortgage or should I invest?

ByAndrew Mirams July 8, 2020August 16, 2024

The current low interest rate environment has a lot of clients asking me whether now is the time to focus on paying off their mortgage.

And the strange circumstances we find ourselves in, with 2020 not turning out …

Read More Do I pay off my mortgage or should I invest?Continue

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  • Home
  • About
    • What Makes Us Different
    • Testimonials
    • Broker & Administration Careers
  • Loans
    • Loan Types
      • Variable Rate Home Loans
      • Fixed Rate Home Loans
      • Investment Loans
      • Loan Refinancing
      • Guarantor Home Loans
      • Low Deposit Home Loans
      • Bridging Loans
      • Construction Loan
      • Equity Release Loans
      • Offset Loans
      • Split Loans
      • Asset Finance
      • Commercial Loans
    • Borrower Type
      • First Time Buyers
      • Property Upsizers
      • Property Investors
      • Self Employed
        • Tradies
        • Business Owners
      • Professionals
        • Doctors
        • Accountants
        • Lawyers
        • Sports People
      • Expats
      • SMSF
  • Knowledge Hub
    • Blogs
    • Help / Guide
      • Checklist Resources
      • Guide – Upgraders
      • Guide – Sophisticated and First time Investors
      • Guide – Self Employed
      • Guide – SMSF
      • Guide – Expatriates
      • Guide – First Home Buyer
      • Guide – Buying Tips And Handy Hints
  • Case Studies
  • Contact Us
    • Sydney
    • Brisbane
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