APRA’s crackdown on risky lending practices have made a further impact on the market, according to the ABS housing finance data released today.
The ABS data shows there was a 1.4 per cent drop in investor lending i…
The lending landscape is changing rapidly.
In fact, it’s the most complex that I’ve seen in my many decades in the sector.
Banks seem to be shifting the goalposts constantly, which can mean increased rates for c…
Once you’ve identified a property that suits your purposes as either a home or an investment, the hardest part can be negotiating successfully to buy it.
The thing is negotiation is a skill that needs to be learned…
Australians are becoming a little less confident about their financial futures.
This has not been helped by all the talk about housing affordability (or lack thereof), the media’s negative talk about the Melbo…
The allure of a new home remains as attractive today as it did for our parents and grandparents.
That’s because buying or building a brand new home means that you have access to the latest house designs as well as …
Despite some concern regarding the future of the property market – mortgage holders appear to be breathing a little easier.
New results from Roy Morgan’s mortgage stress data show that in the three months to April 20…
Parents have helped their children buy homes for generations.
Back then, it was often via a cash gift that their child – often newly married – could use as a deposit.
Today, many parents are equally interested i…
Recent data from CoreLogic appears to show that the property markets in Sydney and Melbourne are on the slide.
But do a few rounds of data constitute a property “slide”? Or are the markets just taking a well-earned b…
Sadly, in Australia, our financial literacy is very low. Even sadder, this isn’t taught to our kids in schools and so generation after generation we seem to keep slipping into bad habits. And those habits are learned …
Investing in the property should be part of an investment strategy to create and increase the value of an asset portfolio. Every investment strategy requires care, planning, and diligence.
Diligence does not mean o…
