When you get down to it, property – whether as an investment or a home – is all about finance. Unless your personal wealth runs extremely deep, there’s a good chance you’ll need to borrow money to secure your real est…
The end of the year is upon us and no one could argue it’s been uneventful. There was a palpable sense emerging from the post-pandemic funk as we transitioned from 2021 to 2022. The world was opening up, lives were be…
There is nothing quite as exciting as buying your first home. Home ownership has become a rite of passage in Australia – a marker that you are successfully moving into a new phase of life.
But part of the reason it…
Becoming a first homebuyer is both thrilling and confronting. There are many complexities surrounding decisions about where you’d like to live and what sort of home you want to buy.
And then there’s the big questio…
An increase in the official cash rate by the Reserve Bank of Australia (RBA) has caused concern across Australia’s lending and property landscapes. The ratcheting up of the rate has resulted in headlines proclaiming t…
We’ve been living in tumultuous financial times. The RBA’s previous suggestion that interest rates would hold at their low settings until 2024 went out the window in May this year. Spiking inflation saw the Reserve ra…
To refinance your home loan or not to refinance your home loan? That is the question on many Australians’ minds at the moment as the RBA continues to hike up interest rates and the cost of living continues to rise.
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RBA governor Dr Phillip Lowe promised Australians throughout 2020 and most of last year that we could rest assured knowing that interest rates were not likely to rise until 2024. Fast forward to September 16, when Dr …
We all dream of financial freedom, whether that means living debt-free or just being able to get the slightly more expensive option at lunch. But the ultimate form of freedom we all look forward to is retirement and m…
Times are changing, and as the economy fluctuates so does the property market. Whether you’re an upgrader, first home buyer or property investor, it’s important to know that the housing market is cooling. In fact, it’…
