How to buy a home in 2023
Whether you’re a first homebuyer, second-time purchaser, upsizer, downsizer or whoever, the process of buying a home comes with a range of challenges.
But in 2023 I believe those trials will be a little different c…
Why the RBA shouldn’t raise interest rates in February
The Reserve Bank of Australia (RBA) has been under extreme pressure to tackle rising inflation by increasing interest rates. Their moves in 2022 proved necessary, but I think it’s time they pause. If they don’t it ris…
How to find the best mortgage broker for you
When you get down to it, property – whether as an investment or a home – is all about finance. Unless your personal wealth runs extremely deep, there’s a good chance you’ll need to borrow money to secure your real est…
The year in review and my 2023 predictions
The end of the year is upon us and no one could argue it’s been uneventful. There was a palpable sense emerging from the post-pandemic funk as we transitioned from 2021 to 2022. The world was opening up, lives were be…
How to prepare to buy your first home in 2023
There is nothing quite as exciting as buying your first home. Home ownership has become a rite of passage in Australia – a marker that you are successfully moving into a new phase of life.
But part of the reason it…
How to apply for your first home loan application
Becoming a first homebuyer is both thrilling and confronting. There are many complexities surrounding decisions about where you’d like to live and what sort of home you want to buy.
And then there’s the big questio…
Why borrowers shouldn’t fear rising interest rates
An increase in the official cash rate by the Reserve Bank of Australia (RBA) has caused concern across Australia’s lending and property landscapes. The ratcheting up of the rate has resulted in headlines proclaiming t…
Fixed rate expiring on your mortgage? Here’s what to do
We’ve been living in tumultuous financial times. The RBA’s previous suggestion that interest rates would hold at their low settings until 2024 went out the window in May this year. Spiking inflation saw the Reserve ra…
Refinancing home loans, what you need to know
To refinance your home loan or not to refinance your home loan? That is the question on many Australians’ minds at the moment as the RBA continues to hike up interest rates and the cost of living continues to rise.
…
The RBA has deceived the Australian public
RBA governor Dr Phillip Lowe promised Australians throughout 2020 and most of last year that we could rest assured knowing that interest rates were not likely to rise until 2024. Fast forward to September 16, when Dr …