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Intuitive Finance

Financial Planning

Lessons learned from the “mortgage cliff”
Financial Planning | Investing | Lifestyle

Lessons learned from the “mortgage cliff”

ByAndrew Mirams November 3, 2023August 8, 2024

The to and fro of economic news over the past three years has introduced Australians to a raft of fiscal concepts. Things like “pandemic-driven financial stimulus” and the risks of the “inflation spiral”.

But one f…

Read More Lessons learned from the “mortgage cliff”Continue

Understanding the real cost of your home loan
Financial Planning | Investing | Lifestyle

Understanding the real cost of your home loan

ByAndrew Mirams October 25, 2023August 8, 2024

When it comes to home loans, many borrowers will discover over time that you don’t always get what it says on the box.

Or if you do, it was probably written on the packaging in fine print that you missed, either in…

Read More Understanding the real cost of your home loanContinue

What will the RBA do next with interest rates?
Financial Planning | Investing | Lifestyle

What will the RBA do next with interest rates?

ByAndrew Mirams October 24, 2023August 8, 2024

Just this time last month, some economists were optimistically talking about the potential for a rate cut sooner rather than later.

Red-hot inflation was moderating, retail spending was down, and three of the big f…

Read More What will the RBA do next with interest rates?Continue

Melbourne Mortgage broker assessing Credit scores
Financial Planning | Investing | Lifestyle

Credit scores and mortgage approvals

ByAndrew Mirams June 8, 2023August 8, 2024

There is a lot of process and assessment when it comes to seeking a home loan approval. Financiers need to gather reams of information, tick loads of boxes and ask plenty of questions, but at the end of it all they’re…

Read More Credit scores and mortgage approvalsContinue

self-managed superannuation couple investing
Financial Planning | Investing | Lifestyle

Using Your Self-Managed Superannuation To Invest in Property

ByAndrew Mirams June 8, 2023August 8, 2024

Superannuation is an important contributor to the long-term financial security of Australians. It’s been designed as a low-tax, investor-friendly vehicle to help fund a comfortable retirement for millions of people.
…

Read More Using Your Self-Managed Superannuation To Invest in PropertyContinue

single women
Financial Planning | Investing | Lifestyle

Purchasing a property as a single woman

ByAndrew Mirams March 14, 2023August 8, 2024

Let me start this article by acknowledging that while strides have been made towards gender equality in the homebuying, investment and finance spaces, there’s still plenty do. The reality is that women remain on the b…

Read More Purchasing a property as a single womanContinue

Immigration and housing: where to from here?
Financial Planning | Investing | Lifestyle

Immigration and housing: where to from here?

ByAndrew Mirams March 7, 2023May 2, 2024

As the nation settles into its post-pandemic reality, a host of challenges have arisen – and one of the big ones has been trying to house our population.
A look across metrics described the way rental and homeownershi…

Read More Immigration and housing: where to from here?Continue

Interest only loan
Financial Planning | Investing | Lifestyle

What to do when your interest-only loan is expiring

ByAndrew Mirams February 23, 2023August 8, 2024

There are multiple loan configurations to choose from across Australia’s finance landscape, and one of the most popular options utilised by borrowers is interest-only periods.

Interest-only loans can be hugely adva…

Read More What to do when your interest-only loan is expiringContinue

Fixed-interest expiring
Financial Planning | Investing | Lifestyle

Fixed-interest expiring soon? Here’s what to do now

ByAndrew Mirams February 8, 2023August 8, 2024

We are currently dealing with complex elements across the Australian economy. Much of them resulted from decisions taken during the pandemic designed to keep the economy stable during that period of uncertainty.

Bu…

Read More Fixed-interest expiring soon? Here’s what to do nowContinue

mortgage brokers fees
Financial Planning | First time buyers | Home buying & selling

Do mortgage brokers charge a fee?

ByAndrew Mirams February 3, 2023August 8, 2024

Mortgage brokers are key members of your property team when buying a home or investment. However, understanding the cost of a mortgage broker and the way they add value remains a mystery to some borrowers.

I’ve pul…

Read More Do mortgage brokers charge a fee?Continue

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  • Home
  • About
    • What Makes Us Different
    • Testimonials
    • Broker & Administration Careers
  • Loans
    • Loan Types
      • Variable Rate Home Loans
      • Fixed Rate Home Loans
      • Investment Loans
      • Loan Refinancing
      • Guarantor Home Loans
      • Low Deposit Home Loans
      • Bridging Loans
      • Construction Loan
      • Equity Release Loans
      • Offset Loans
      • Split Loans
      • Asset Finance
      • Commercial Loans
    • Borrower Type
      • First Time Buyers
      • Property Upsizers
      • Property Investors
      • Self Employed
        • Tradies
        • Business Owners
      • Professionals
        • Doctors
        • Accountants
        • Lawyers
        • Sports People
      • Expats
      • SMSF
  • Knowledge Hub
    • Blogs
    • Help / Guide
      • Checklist Resources
      • Guide – Upgraders
      • Guide – Sophisticated and First time Investors
      • Guide – Self Employed
      • Guide – SMSF
      • Guide – Expatriates
      • Guide – First Home Buyer
      • Guide – Buying Tips And Handy Hints
  • Case Studies
  • Contact Us
    • Sydney
    • Brisbane
Book A Consultation
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