The price of property in our two major capital cities has everyone talking about something called “housing affordability”.
But before I weigh into this debate, it’s important we understand the difference between ho…
It’s a depressing realisation, isn’t it?
Yet, while there is nothing we can do about eventually dying one day, there is much we can do to prepare for it.
And by that, we don’t mean funeral planning and picking o…
It doesn’t seem that long ago that borrowers held the upper hand.
Lenders were scrambling over each other to get their business.
Times for borrowers were good, with competition aplenty in the banking marketplace…
The Sunshine Coast property market has seen activity ramp up over the past two to three years – and its growing popularity looks set to continue for some time yet.
A number of measures illustrate how well Sunshine …
It almost seems that every day brings with it new lending policies, doesn’t it?
Interest rates are changed for investors and interest-only lenders, while loan to value ratios seems to be more fluid than a retreatin…
Today’s work environment is much different than in years gone by – and it’s mainly due to technology.
Not only are there new occupations being created almost daily, our global society means that it’s easier to connec…
We all know that Sydney has stolen all the property headlines over recent years, but there has been another big news story happening at the same time.
What is it?
It’s buying off the plan – and buying new units …
The lending landscape is changing rapidly.
In fact, it’s the most complex that I’ve seen in my many decades in the sector.
Banks seem to be shifting the goalposts constantly, which can mean increased rates for c…
Happiness can be elusive, and it can be fleeting.
But happiness is a feeling that we all enjoy and usually want to repeat as often as possible.
Some people are naturally happier than others because they tend to …
It’s an unfortunate fact of life that many people are terrible with money.
Sometimes it’s not really our “fault” because we’ve just learned bad money lessons from our parents, which we’ve unhelpfully carried throug…
