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Intuitive Finance

Author: Andrew Mirams

Andrew Mirams is the Founder and Managing Director of Intuitive Finance, a highly respected and multi-award winning Mortgage Brokerage dealing with clients all over Australia and around the world. Andrew has over 30 year’s experience in the finance industry and has assisted clients to secure over $2 Billion in mortgage lending over his time. Intuitive Finance deals with all aspects of lending from helping first homebuyers, someone wanting to upgrade their home or starting out and experienced investors looking to secure that next investment property, we can assist with all those requirements. We also specialise in working with self-employed clients and getting them the best outcomes, along with Commercial and Asset finance solutions. Intuitive Finance is highly regarded in the industry and has been recognised as a national winner of the MFAA customer service award and also one of the finance industry’s top mortgage employers. Our brokers also feature regularly in the Top 100 mortgage brokers list in Australia.
Interest Rates
Home buying & selling | Investing

Is it time to fix your interest rate now?

ByAndrew Mirams June 24, 2019August 19, 2024

There was a lot of buzz in early June when the Reserve Bank finally cut the official cash rate at long last.

For years now, the RBA had sat idle and kept rates on hold but was finally forced to act and shave 0….

Read More Is it time to fix your interest rate now?Continue

Cash Flow
Investing

Positive Gearing – How to Create Positive Cash Flows

ByAndrew Mirams June 10, 2019August 19, 2024

It’s said that cash flow is king and managing it as part of your wealth-building strategy is essential.

In the world of property investment, we hear a lot about negative gearing. On the other side of the ledger…

Read More Positive Gearing – How to Create Positive Cash FlowsContinue

What You Must Know About Line Of Credit, Offset Account And Redraw Facility
Home buying & selling | Investing

What you must know about Line of Credit, Offset Account and Redraw facility

ByAndrew Mirams June 7, 2019August 19, 2024

Among the numerous financial products on offer, the three which are arguably the most misunderstood are the Line of Credit, Offset account and Redraw facility.

When we talk to clients about what they understand…

Read More What you must know about Line of Credit, Offset Account and Redraw facilityContinue

Apra
Home buying & selling | Investing

Is APRA finally listening?

ByAndrew Mirams May 24, 2019August 19, 2024

We had some long-awaited news recently which everyone in the housing and finance sectors rightly celebrated.

Now, I’m not talking about the Federal Election result – although that was good for the property mark…

Read More Is APRA finally listening?Continue

Sydney Invest
Investing | Sydney

How much should you pay for an investment property in Sydney?

ByAndrew Mirams May 23, 2019August 19, 2024

If ever there were a lesson in the cyclical nature of residential property price cycles, it would have to be Sydney housing 2012 to 2018.

The capital’s market was effectively thought ‘bullet-proof’ by some part…

Read More How much should you pay for an investment property in Sydney?Continue

Interest Rate2
Home buying & selling | Investing

An interest rate cut will do little to help – so what would help?

ByAndrew Mirams May 21, 2019August 19, 2024

We keep hearing about a supposed interest rate cut that is “coming” as is it is going to miraculously fix all our spending problems and put much more money in everyone’s back pockets.

Oh dear, if you really thi…

Read More An interest rate cut will do little to help – so what would help?Continue

Liber
Lifestyle

What does the Coalition’s win mean for you?

ByAndrew Mirams May 20, 2019August 19, 2024

Now that the Coalition has, somewhat miraculously, been re-elected, what does it mean for borrowers and homeowners of Australia?

There is no doubt that the key policy battle ground during the election campaign …

Read More What does the Coalition’s win mean for you?Continue

Businessman And Construction Engineer Working Together
Home buying & selling | Investing

The lowdown on quantity surveyors

ByAndrew Mirams May 10, 2019August 19, 2024

The property sphere is filled with specialists who can help maximise the financial outcomes from your real estate portfolio.

From solicitors to building inspectors and accountants to mortgage brokers, there are…

Read More The lowdown on quantity surveyorsContinue

Property Cycle
Home buying & selling | Investing | Sydney

The problem with property-cycle panic

ByAndrew Mirams May 6, 2019August 19, 2024

Cast your mind back just seven short years ago to 2012.

It was the year the world was meant to end, according to some readings of the Mayan calendar. It was when a South Korean pop star had us doing the Gangnam…

Read More The problem with property-cycle panicContinue

Depreciation Schedule
Home buying & selling | Investing

What is a tax depreciation schedule and how can it change your tax return?

ByAndrew Mirams May 2, 2019August 19, 2024

I recently met with Marty Sadlier and Mike Mortlock of MCG Quantity Surveyors www.mcgqs.com.au and asked them the above important question to which they answered here:

Albert Einstein said if you can’t explain …

Read More What is a tax depreciation schedule and how can it change your tax return?Continue

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  • Home
  • About
    • What Makes Us Different
    • Testimonials
    • Broker & Administration Careers
  • Loans
    • Loan Types
      • Variable Rate Home Loans
      • Fixed Rate Home Loans
      • Investment Loans
      • Loan Refinancing
      • Guarantor Home Loans
      • Low Deposit Home Loans
      • Bridging Loans
      • Construction Loan
      • Equity Release Loans
      • Offset Loans
      • Split Loans
      • Asset Finance
      • Commercial Loans
    • Borrower Type
      • First Time Buyers
      • Property Upsizers
      • Property Investors
      • Self Employed
        • Tradies
        • Business Owners
      • Professionals
        • Doctors
        • Accountants
        • Lawyers
        • Sports People
      • Expats
      • SMSF
  • Knowledge Hub
    • Blogs
    • Help / Guide
      • Checklist Resources
      • Guide – Upgraders
      • Guide – Sophisticated and First time Investors
      • Guide – Self Employed
      • Guide – SMSF
      • Guide – Expatriates
      • Guide – First Home Buyer
      • Guide – Buying Tips And Handy Hints
  • Case Studies
  • Contact Us
    • Sydney
    • Brisbane
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