You don’t need me to tell you that many Australian families are having a tough time thanks to high interest rates and the cost-of-living crunch, but the latest data about those battling to keep up with their mortgage …
Startling new data shows the average Australian homeowner is forking out almost half of their salary on mortgage repayments, thanks to the painful run of interest rate rises.
Everyone knows the Reserve Bank’s war o…
If you believe some commentators (and maybe look at their track record before you do) and certain media outlets, the Reserve Bank looks set to slash interest rates sooner rather than later – but I’m here to warn you n…
Just about everywhere you look in Victoria, you’ll find someone struggling with housing – whether they own, want to buy, need to downsize, aspire to build, or are looking to rent.
This is a grim snapshot of the cur…
Last year, Australians spent an estimated $23.5 billion during post-Christmas sales from Boxing Day to mid-January. That’s a lot of cash splashed by bargain hunters.
And that’s not accounting for the money thrown a…
The to and fro of economic news over the past three years has introduced Australians to a raft of fiscal concepts. Things like “pandemic-driven financial stimulus” and the risks of the “inflation spiral”.
But one f…
When it comes to home loans, many borrowers will discover over time that you don’t always get what it says on the box.
Or if you do, it was probably written on the packaging in fine print that you missed, either in…
Just this time last month, some economists were optimistically talking about the potential for a rate cut sooner rather than later.
Red-hot inflation was moderating, retail spending was down, and three of the big f…
There is a lot of process and assessment when it comes to seeking a home loan approval. Financiers need to gather reams of information, tick loads of boxes and ask plenty of questions, but at the end of it all they’re…
Superannuation is an important contributor to the long-term financial security of Australians. It’s been designed as a low-tax, investor-friendly vehicle to help fund a comfortable retirement for millions of people.
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