Asset finance provides the necessary funding to acquire essential assets for your business or personal needs. At Intuitive Finance, we offer expert guidance to help you navigate the complexities of asset finance, ensuring you secure the best option for your financial goals.
What is Asset Finance?
Asset finance allows you to borrow funds to purchase assets such as vehicles, equipment, or machinery. This
type of financing is essential for businesses looking to grow and expand without depleting their working capital.
By spreading the cost of the asset over its useful life, asset finance helps manage cash flow and ensures that
your business can continue to operate efficiently.
ADVANTAGES
- Cash Flow Management: Spread the cost of assets over time, preserving your working capital.
- Flexible Options: Various financing options available to suit different needs and assets.
- Growth Facilitation: Acquire necessary assets to support business growth and expansion.
DISADVANTAGES
- Interest Costs: Financing costs can add up over time, increasing the total cost of the asset.
- Asset Depreciation: Assets may depreciate faster than the loan term, affecting their resale value.
- Complex Agreements: Financing agreements can be complex and require careful consideration.
What’s Involved in Obtaining a Commercial Loan Through Intuitive Finance?
Initial Meeting
A 1-hour session to establish your financial and lifestyle goals, discuss the fact-finding document, and agree on a timeline for its return.
Fact Finding Submission
We will submit the completed fact-finding document.
Strategy Submission
Within 5 days of receiving the completed fact-finding, a written strategy is submitted to you.
Document Lodgement
Within 2 days of agreeing to proceed, documents are lodged with the institution.
Conditional Approval
Expect conditional approval within 1 to 3 days of lodgement.
Unconditional Approval
Expect unconditional (full) approval within 2 to 4 days after conditional approval.
Loan Documents Arrival
Expect loan documents to arrive within 2 to 5 days after unconditional approval.
Loan Settlement
Expect loan settlement within 3 to 5 days after submitting the signed loan documents.
Complimentary Obligation-Free Consultation
Discuss your specific needs and discover the best financing options for you. Get in touch to
organise your complimentary 60-minute session today!
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Our Commitment to the Community
With every loan we settle, you can choose to support Challenge – supporting
kids with cancer, the Movember Foundation, or the Lungitude Foundation.
We donate $20 to your chosen charity and make annual contributions. It’s our
way of giving back and helping those in need.